General Terms and Conditions of Use - Oxford Life™ Insurance Company World Wide Web Site

USAGE LIMITATIONS
The contents of this World Wide Web site are protected by worldwide copyright laws and treaty provisions. Materials from the www.oxfordlife.com World Wide Web site may not be copied, distributed or transmitted in any way without prior written consent of Oxford Life Insurance Company (Oxford Life™). Users of the site may download one copy of the materials on this site for personal, non-commercial use provided that they do not modify the materials in any way, nor delete or change any copyright or trademark notice. All material on this site shall be used for lawful purposes only. Oxford Life™ reserves complete title and full intellectual property rights for materials downloaded from the site.

INFORMATION SUBMITTED TO www.oxfordlife.com
Any information, including but not limited to remarks, suggestions, ideas, graphics or other submissions, communicated to Oxford Life™ through this site becomes the exclusive property of Oxford Life™. Oxford Life™ is entitled to use any information submitted for any purpose without restriction or compensation to the person sending the submission.

The user acknowledges the originality of any submission communicated to Oxford Life™ and accepts responsibility for its accuracy, appropriateness and legality.

LIABILITY RESTRICTIONS
Oxford Life™ is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed computer transmissions. Under no circumstances will Oxford Life™ or its suppliers be liable for any damages or injury that result from the use of the materials on this site. Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, in which case the above limitation may not apply to you.
The materials on this site are provided “as is” and without warranties of any kind to the fullest extent permissible pursuant to applicable laws.

APPLICABILITY OF CONTENT
Information on this site includes descriptions of products and services available in the United States of America and Canada. Oxford Life™ makes no representation that the content provided is applicable or appropriate for use in other locations.

ENFORCEMENT OF TERMS AND CONDITIONS
These terms and conditions are governed and interpreted pursuant to the laws of the State of Arizona, United States of America, notwithstanding any principles of conflicts of law. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions. Oxford Life™ may revise these terms and conditions at any time by updating this posting.
Oxford Life™ may terminate this agreement at any time without notice for any reason. Users may terminate this agreement by destroying all materials obtained from the Oxford Life™ site.

SECURITY
This site has security measures in place to protect the loss, misuse and alteration of the information under our control.

LINKS TO THIRD PARTY WEB SITES
Oxford Life™ makes no representations whatsoever about any other web site which you may access through the Site. When you access a non-Oxford Life™ web site, please understand that it is independent from Oxford Life™, and that Oxford Life™ has no control over the content on that web site. In addition, a link to a non-Oxford Life™ web site does not mean that Oxford Life™ endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. Oxford Life™ makes no representation or warranty as to any third party products.

TRADEMARKS OWNED BY Oxford Life™
“Before Life Presents the Problem_^®”, Affluence™, The Solution®, and “Let our Knowlege be your Security^®” are registered trademarks in the United States.
Not all common law marks used by Oxford Life™ are listed on this page. Failure of a mark to appear on this page does not mean that Oxford Life™ does not use the mark nor does it mean that the product is not actively marketed or is not significant within its relevant market. No Oxford Life™ trademark or service mark may be used as a hyperlink without prior written permission.

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