Final Expense - Single Premium

Single Premium Whole Life Final Expense Insurance

It can be uncomfortable to think about the expenses that are left behind when we die. Failure to plan ahead for an expense that may leave your family owing thousands of dollars. Oxford Life's Assurance final expense whole life insurance policy is an economical way to help cover funeral costs and other expenses left behind.

Assurance One Policy Features 1

  • Available to individuals between the ages of 50 - 85
  • Available coverage from $5,000 to $30,000
  • Immediate increase in the value of your estate
  • Only one premium needs to be paid
  • Coverage will never decrease after the premium is paid
  • Policy cannot be cancelled after the premium is paid
  • Death benefits paid directly to the beneficiary of your choice federal income-tax free
  • Your policy's cash value will grow over time
  • No medical exams required, only a medical questionnaire
  • Immediate eligibility decision made during the point-of-sale interview
  • Rates based on your current age at the time the policy is issued

National Median Cost of an Adult Funeral with Viewing and Burial: 2004 vs. 2014

Item 2004* 2014* % Change
Non-declinable basic service fee $1,460 $2,000 37.0%
Removal/transfer of remains to funeral home $195 $310 59.0%
Embalming $498 $695 39.6%
Other preparation of the body $174 $250 42.9%
Use of facilities/staff for viewing $339 $420 23.9%
Use of facilities/staff for funeral ceremony $395 $495 25.3%
Use of a hearse $225 $318 41.1%
Use of a service car/van $100 $143 42.5%
Basic memorial printed package $95 $155 63.2%
Metal Casket $2,100 $2,395 14.0%
Median Cost of a Funeral With Viewing and Burial $5,582 $7,181 28.6%
Vault $998 $1,327 33.0%
Total with vault $6,580 $8,508 29.3%
nfda.org/about-funeral-service-/trends-and-statistics.html

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Single Premium Whole Life Final Expense Insurance