Oxford Life Insurance®

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The Oxford Life®Series

When choosing a retirement savings option, flexibility is important. The Oxford Life® Series annuity is a flexible-premium, tax-deferred retirement savings vehicle which guarantees safe, competitive interest rates. More information regarding the policy features can be found below.

Oxford Life® Series Policy Features

  • Available to owners and annuitants through the age of 80
  • Annuity interest income grows tax-deferred
  • Interest rates guaranteed by Oxford Life® each contract year 1
  • No sales or administrative fees
  • Flexibility to add premium as often as you want 2
  • May avoid cost and delays of probate, allowing more for your loved ones
  • Lifetime income available as just one of several payout options
  • Access to your money when needed most:
    • Penalty free withdrawals of interest during year one
    • 10% free withdrawal of the accumulation value after year one
    • Waiver of Surrender/Withdrawal Charges for 3:
      • Home Health Care Benefit
      • Terminal Illness Benefit
      • Nursing Home Benefit
Return to Annuity Products Request More Information View Our Current Interest Rates Oxford Life® Series Brochure
Benefits of Tax Deferral
Surrender/Withdrawal Charge Schedule
1 Interest rates are guaranteed for the first contract year. After the first contract year, Oxford Life will declare new interest rates each year thereafter; however, the interest rates are guaranteed never to fall below 1%. All guarantees made are that of Oxford Life Insurance Company®.
2 The minimum premium amount to get started is $5,000 (non-qualified) and $2,000 (qualified). Additional premiums of $100 or more are accepted. The sum of all premiums may not exceed $250,000 without prior company approval.
3 Withdrawals of earnings will be subject to income tax and may be subject to a 10% IRS penalty tax, if taken prior to age 59 ½. It is important to evaluate whether an annuity is appropriate for you. Consider your age, income, net worth, tax status, financial objectives, liquidity needs, time horizon, risk tolerance and other relevant information.